If your organization has hired anyone who has graduated from higher education in the recent past, you’re probably aware that they are much more concerned with paying off high-interest student loans than saving for a far more distant retirement. Indeed, interest rates on student loans are so high in some cases it doesn’t make financial sense to save at a lower interest rate, even if your business has a tax-advantaged Read More

For religious and non-profit organizations, as well as schools, retirement planning often involves a tax-advantaged 403(b) plan. Employees contribute pre-tax funds and those funds are then managed, invested, and grow over time to provide for retirement. There are a few key differences between 403(b) and 401(k) plans including who would be eligible for each, what type of contributions are made, and the administrative Read More